The average 30-year fixed mortgage rate is 7.11% for the week of November 12, 2026, down 0.07 points on the week before, according to Freddie Mac. Across 30 Orlando ZIP codes, median list prices in October 2026 ran from $187,900 in 32839 to $1,149,000 in 32836, which puts this week's principal and interest between about $1,011 and $6,184 a month with 20% down.
By ZIP code
| ZIP | Median list price | Homes for sale | Median days on market | Monthly payment |
|---|---|---|---|---|
| 32801Downtown Orlando, Lake Eola, Thornton Park and Lake Cherokee | $300,000-13.3% on a year earlier | 137-13.3% | 73 | $1,614down $12 on last week |
| 32803Colonialtown, Audubon Park, the Milk District and Lake Eola Heights | $545,000+8.8% on a year earlier | 98-7.1% | 60 | $2,933down $21 on last week |
| 32804College Park and part of Fairview Shores | $675,500+4.0% on a year earlier | 92-20.3% | 55 | $3,635down $26 on last week |
| 32805Parramore, Holden Heights, Washington Shores and Rock Lake | $289,900+2.9% on a year earlier | 75+12.8% | 62 | $1,560down $11 on last week |
| 32806Delaney Park, Wadeview Park, Lake Como and part of Conway | $490,000-1.1% on a year earlier | 124-9.5% | 71 | $2,637down $19 on last week |
| 32807Azalea Park, Engelwood Park and the Dover neighborhoods | $345,000Unchanged on a year earlier | 83+16.9% | 74 | $1,857down $13 on last week |
| 32808Pine Hills, Rosemont and Mercy Drive | $270,000+1.9% on a year earlier | 167+12.5% | 82 | $1,453down $10 on last week |
| 32809Pine Castle, Oak Ridge, Sky Lake and part of Belle Isle | $317,450+21.2% on a year earlier | 89+28.1% | 80 | $1,708down $12 on last week |
| 32810Lockhart, Lake Fairview and part of Fairview Shores | $315,999-5.0% on a year earlier | 107+29.7% | 63 | $1,701down $12 on last week |
| 32811Richmond Heights, Carver Shores, Malibu Groves and the Kirkman Road corridor | $199,000-7.4% on a year earlier | 165-10.3% | 68 | $1,071down $7 on last week |
| 32812Conway, Dover Shores East, Bryn Mawr and part of Belle Isle | $395,000+21.3% on a year earlier | 125+5.5% | 52 | $2,126down $15 on last week |
| 32814Baldwin Park | $649,950-23.5% on a year earlier | 19-17.4% | 67 | $3,498down $24 on last week |
| 32817Union Park and part of the University area | $437,500+2.5% on a year earlier | 55-6.0% | 66 | $2,354down $17 on last week |
| 32818Pine Hills and Clarcona | $345,000-4.1% on a year earlier | 103+28.0% | 68 | $1,857down $13 on last week |
| 32819Dr. Phillips, Bay Hill, Tangelo Park and the International Drive resort area | $508,000-1.6% on a year earlier | 204-11.9% | 89 | $2,734down $19 on last week |
| 32820Bithlo and the rural land around it | $785,000+6.4% on a year earlier | 30-21.1% | 83 | $4,225down $29 on last week |
| 32821Williamsburg and the SeaWorld area | $245,000+3.0% on a year earlier | 200+15.9% | 83 | $1,319down $9 on last week |
| 32822Ventura, Pershing, Lake Fredrica and South Semoran | $199,000-0.4% on a year earlier | 188-2.6% | 86 | $1,071down $7 on last week |
| 32824Meadow Woods, Boggy Creek, Taft and part of Southchase | $409,990-4.0% on a year earlier | 203-5.8% | 65 | $2,206down $16 on last week |
| 32825Alafaya, Rio Pinar and part of Union Park | $404,750-1.9% on a year earlier | 143+14.4% | 51 | $2,178down $16 on last week |
| 32826The University area on the east side of Orange County | $325,000-14.1% on a year earlier | 58+33.3% | 62 | $1,749down $12 on last week |
| 32827Lake Nona, Southport and Orlando International Airport | $761,829+4.0% on a year earlier | 168-0.6% | 97 | $4,100down $29 on last week |
| 32828Alafaya, including Avalon Park | $498,000-0.2% on a year earlier | 179+28.8% | 67 | $2,680down $19 on last week |
| 32829Vista East, Vista Park and part of Alafaya | $445,000+11.3% on a year earlier | 85-0.6% | 90 | $2,395down $17 on last week |
| 32832Randal Park, Storey Park, East Park, Lake Hart and Lake Mary Jane | $544,900+2.9% on a year earlier | 225+1.8% | 77 | $2,932down $21 on last week |
| 32833Wedgefield and part of Bithlo | $790,000+8.2% on a year earlier | 55-7.6% | 71 | $4,252down $29 on last week |
| 32835MetroWest and Orlovista | $234,000-5.9% on a year earlier | 213-18.7% | 85 | $1,259down $9 on last week |
| 32836Parts of Dr. Phillips, Bay Hill and Horizon West | $1,149,000+15.5% on a year earlier | 149+12.0% | 84 | $6,184down $43 on last week |
| 32837Hunters Creek and part of Southchase | $419,000+4.8% on a year earlier | 172+25.6% | 68 | $2,255down $16 on last week |
| 32839Oak Ridge, Millenia, Holden Heights and part of Edgewood | $187,900+17.8% on a year earlier | 193+16.6% | 86 | $1,011down $7 on last week |
Mortgage rates, week by week
| Week of | 30-year | 15-year |
|---|---|---|
| November 12, 2026 | 7.11% | 6.45% |
| November 5, 2026 | 7.18% | 6.57% |
| October 29, 2026 | 7.24% | 6.60% |
| October 22, 2026 | 7.32% | 6.68% |
| October 15, 2026 | 7.40% | 6.71% |
| October 8, 2026 | 7.40% | 6.73% |
| October 1, 2026 | 7.28% | 6.60% |
| September 24, 2026 | 7.03% | 6.42% |
Rates: Freddie Mac Primary Mortgage Market Survey, published on Thursdays. Listing figures: Realtor.com residential listing data, published monthly, so they change once a month. Payments are principal and interest only, on the median list price with 20% down at the 30-year average; property tax, insurance and HOA dues are extra. This page is refreshed every week.
For what each ZIP code takes in and how much of it is inside the city limits, see Orlando ZIP codes. For Apopka, see the Apopka market update. To run your own numbers, use the mortgage calculator or the affordability calculator.
What is the mortgage rate this week?
The average 30-year fixed mortgage rate is 7.11% for the week of November 12, 2026, down 0.07 points on the week before, according to Freddie Mac. The 15-year average is 6.45%. A year ago the 30-year average was 6.24%.
What do homes cost in Orlando right now?
Across 30 Orlando ZIP codes, median list prices in October 2026 ran from $187,900 in 32839 to $1,149,000 in 32836, which puts this week's principal and interest between about $1,011 and $6,184 a month with 20% down. These are asking prices from Realtor.com, not closed sales.
Is the monthly payment the full cost?
No. It is principal and interest only, with 20% down. Property tax, homeowners insurance and any HOA or CDD charges are added on top, and they vary by address.
