The median list price in 32821 was $245,000 in October 2026, with 200 homes for sale and a median of 83 days on the market (Realtor.com). At this week's average 30-year rate of 7.11%, principal and interest on $245,000 with 20% down is about $1,319 a month, down $9 on last week.
The number of homes for sale was up 15.9% from a year earlier, accompanied by 48 new listings and 29 pending sales in October 2026. Median days on the market was 83, down 32.2% from a year earlier. The share of listings with a price cut sat at 20.2%.
With 20% down at 7.11%, the monthly principal and interest payment on the median list price is $1,319 this week. That is down $9 from last week.
What this week's rate does to the payment
A year ago the 30-year average was 6.24%. At that rate the same loan would cost about $1,206 a month, against $1,319 this week. Change the price, down payment and rate in the mortgage calculator, or add tax and insurance with the property tax estimator.
| Week of | 30-year | 15-year |
|---|---|---|
| November 12, 2026 | 7.11% | 6.45% |
| November 5, 2026 | 7.18% | 6.57% |
| October 29, 2026 | 7.24% | 6.60% |
| October 22, 2026 | 7.32% | 6.68% |
| October 15, 2026 | 7.40% | 6.71% |
| October 8, 2026 | 7.40% | 6.73% |
| October 1, 2026 | 7.28% | 6.60% |
| September 24, 2026 | 7.03% | 6.42% |
Rates: Freddie Mac Primary Mortgage Market Survey, published on Thursdays. Listing figures: Realtor.com residential listing data, published monthly, so they change once a month. Payments are principal and interest only, on the median list price with 20% down at the 30-year average; property tax, insurance and HOA dues are extra. This page is refreshed every week.
More on this ZIP code: 32821 prices and neighborhoods · all Orlando ZIP codes · Apopka market update.
What is the median list price in 32821 right now?
The median list price in 32821 was $245,000 in October 2026, with 200 homes for sale and a median of 83 days on the market (Realtor.com).
What would the monthly payment be in 32821 this week?
At this week's average 30-year rate of 7.11%, principal and interest on $245,000 with 20% down is about $1,319 a month, down $9 on last week. Property tax, insurance and HOA dues are extra.
How current are these figures?
The mortgage rate is this week's Freddie Mac average. The listing figures are for October 2026, the latest month Realtor.com has published. For closed sales on a specific street, ask for a current pull from the MLS.

