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Updated weekly · Apopka, Florida

This week's market.

Freddie Mac reports the average 30-year fixed mortgage rate was 7.11% for the week of November 12, 2026. That is down 0.07 percentage points from 7.18% the week before, compared with 6.24% a year earlier. The 15-year average rate was 6.45%.

Week of November 12, 2026
30-year fixed
7.11%Week of November 12, 2026
Change on the week
Down 0.077.18% the week before
A year ago
6.24%Week of November 13, 2025
15-year fixed
6.45%
Short answer

The average 30-year fixed mortgage rate is 7.11% for the week of November 12, 2026, down 0.07 points on the week before, according to Freddie Mac. The median list price in 32703 was $399,000 in October 2026. The median list price in 32712 was $460,988 in October 2026. The median list price in 32798 was $392,000 in October 2026.

By ZIP code

Apopka-area ZIP codes: listing figures and this week's payment
ZIPMedian list priceHomes for saleMedian days on marketMonthly payment
32703South and central Apopka$399,000+1.0% on a year earlier196+20.2%58$2,147down $15 on last week
32712North Apopka$460,988-5.0% on a year earlier215-15.5%62$2,481down $17 on last week
32798Zellwood$392,000-5.5% on a year earlier14Unchanged49$2,110down $14 on last week

Mortgage rates, week by week

Average fixed mortgage rates, last eight weeks (Freddie Mac)
Week of30-year15-year
November 12, 20267.11%6.45%
November 5, 20267.18%6.57%
October 29, 20267.24%6.60%
October 22, 20267.32%6.68%
October 15, 20267.40%6.71%
October 8, 20267.40%6.73%
October 1, 20267.28%6.60%
September 24, 20267.03%6.42%

Rates: Freddie Mac Primary Mortgage Market Survey, published on Thursdays. Listing figures: Realtor.com residential listing data, published monthly, so they change once a month. Payments are principal and interest only, on the median list price with 20% down at the 30-year average; property tax, insurance and HOA dues are extra. This page is refreshed every week.

For closed-sale prices and the full monthly tables, see the Apopka housing market report. To run your own numbers, use the mortgage calculator or the affordability calculator. For what is on in town, see this week in Apopka. For Orlando ZIP codes, see the Orlando market update.

What is the mortgage rate this week?

The average 30-year fixed mortgage rate is 7.11% for the week of November 12, 2026, down 0.07 points on the week before, according to Freddie Mac. The 15-year average is 6.45%. A year ago the 30-year average was 6.24%.

How often is this page updated?

Every week. Freddie Mac publishes the rate survey on Thursdays. Realtor.com publishes ZIP-code listing figures once a month, so those change monthly.

Is the monthly payment the full cost?

No. It is principal and interest only, with 20% down. Property tax, homeowners insurance and any HOA or CDD charges are added on top, and they vary by address.

Direct line to the broker

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Robert Moore, REALTOR®, Broker/Owner · Moore Realty Group, Inc.

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