The median list price in 32712 was $460,988 in October 2026, with 215 homes for sale and a median of 62 days on the market (Realtor.com). At this week's average 30-year rate of 7.11%, principal and interest on $460,988 with 20% down is about $2,481 a month, down $17 on last week.
October 2026 saw 68 new listings and 96 pending sales. Homes spent a median of 62 days on market, down 6.8% from a year earlier. Price cuts appeared on 25.5% of listings.
Principal and interest on the median list price is $2,481 this week with 20% down at 7.11%. That is down $17 from last week.
What this week's rate does to the payment
A year ago the 30-year average was 6.24%. At that rate the same loan would cost about $2,268 a month, against $2,481 this week. Change the price, down payment and rate in the mortgage calculator, or add tax and insurance with the property tax estimator.
| Week of | 30-year | 15-year |
|---|---|---|
| November 12, 2026 | 7.11% | 6.45% |
| November 5, 2026 | 7.18% | 6.57% |
| October 29, 2026 | 7.24% | 6.60% |
| October 22, 2026 | 7.32% | 6.68% |
| October 15, 2026 | 7.40% | 6.71% |
| October 8, 2026 | 7.40% | 6.73% |
| October 1, 2026 | 7.28% | 6.60% |
| September 24, 2026 | 7.03% | 6.42% |
Rates: Freddie Mac Primary Mortgage Market Survey, published on Thursdays. Listing figures: Realtor.com residential listing data, published monthly, so they change once a month. Payments are principal and interest only, on the median list price with 20% down at the 30-year average; property tax, insurance and HOA dues are extra. This page is refreshed every week.
More on this ZIP code: 32712 prices and neighborhoods · this week's events in 32712 · all three ZIP codes.
What is the median list price in 32712 right now?
The median list price in 32712 was $460,988 in October 2026, with 215 homes for sale and a median of 62 days on the market (Realtor.com).
What would the monthly payment be in 32712 this week?
At this week's average 30-year rate of 7.11%, principal and interest on $460,988 with 20% down is about $2,481 a month, down $17 on last week. Property tax, insurance and HOA dues are extra.
How current are these figures?
The mortgage rate is this week's Freddie Mac average. The listing figures are for October 2026, the latest month Realtor.com has published. For closed sales on a specific street, ask for a current pull from the MLS.
