Home buyer bootcamp.

Seven lessons that take you from a monthly budget to a filed homestead exemption, using Apopka tax rates, Florida contract rules and November 2026 numbers. Each one ends with a short quiz and a to-do list.

Start lesson oneFree · 7 lessons · about 50 minutes · no sign-up

Syllabus

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What you can really affordThe true monthly cost of a $400,000 Apopka home: loan, tax, insurance, PMI, HOA and CDD, and how a lender reads it.

7 min

Loans and assistanceConventional, FHA, VA and USDA side by side on a $400,000 home, the 2026 loan limits, Hometown Heroes and Orange County assistance.

7 min

Choosing where in ApopkaCompare Apopka communities on facts you can verify: age of homes, HOA and CDD cost, tax district, drive time, new or resale.

7 min

The offerThe buyer-broker agreement, the Florida As Is contract, the deposit, contingencies, and what makes an offer strong besides price.

7 min

Inspections and insuranceHow to use the inspection period: 4-point, wind mitigation, roof age, flood zone and a bindable insurance quote before time runs out.

7 min

Appraisal, title and closingWhat to do when the appraisal is low, how to read the title commitment and survey, and a cash-to-close example on $400,000.

7 min

After you closeFile homestead by March 1, carry your tax savings with portability, see the Amendment 3 estimates, and keep a Florida home insurable.

7 min

Who it is for

First-time and returning buyers who plan to buy a home in Apopka or Northwest Orange County in the next year and want the numbers before they tour.

You will be able to

Calculate the full monthly cost of an Apopka home, including tax, insurance, PMI, HOA and CDD
Compare conventional, FHA, VA and USDA loans and check your fit for Florida and Orange County assistance
Compare communities on verifiable facts such as home age, dues, tax district and drive time
Write an offer under the Florida As Is contract and know which terms strengthen it
Schedule inspections and get bindable insurance quotes inside the inspection period
Estimate cash to close and file for homestead by March 1

Published by

Robert Moore
Broker/Owner, Moore Realty Group, Inc.
Florida broker license BK3391152

Robert Moore, REALTOR® is the Broker/Owner of Moore Realty Group, Inc. in Apopka (Florida broker license BK3391152). Questions about this lesson? Call or text 352-504-6371. Working with a Realtor in Apopka · About Robert

Home buyer bootcamp.

One number. Straight to the broker.