# Lake McCoy area

> Lake McCoy Oaks (1976-1993, no HOA) and Oak Hill Reserve (2005-2009, pool) in north Apopka 32712: $284,900-$600,000 in November 2026.

Source: https://moorerealtyapopka.com/neighborhoods/lake-mccoy/ · Last updated 2026-11-11 · Robert Moore, Broker/Owner, Moore Realty Group, Inc. · 352-504-6371

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- Lake McCoy area

Apopka 32712 · Established

# Lake McCoy *area.*

Two north Apopka subdivisions that are often searched together but are not next to each other: Lake McCoy Oaks, with no HOA, and Oak Hill Reserve, a 2000s subdivision with a pool. Checked November 12, 2026

Street-level imagery: Google. Aerial imagery: USDA.

Price range: $284,900 to $600,000Both subdivisions; listings and recent sales, November 2026

Built: 1976 to 1993 and 2005 to 2009Lake McCoy Oaks; Oak Hill Reserve

Home types: Single-family detached

Typical size: About 1,300 to 4,400 sq ftSmaller in Lake McCoy Oaks, larger in Oak Hill Reserve

HOA: None, or about $73 to $84 a monthLake McCoy Oaks; Oak Hill Reserve (listing-reported)

CDD: Not verified

Gated: NoOak Hill Reserve: sources conflict

ZIP / jurisdiction: 32712Orange County, Apopka addresses; city limits not verified

Short answer

This page covers two separate subdivisions. Lake McCoy Oaks (built 1976 to 1993) has no HOA and recent closed sales cited from $284,900 to $399,900. Oak Hill Reserve (built 2005 to 2009, about 252 homes) has a community pool, listing-reported dues of about $73 to $84 a month, and recent closed sales cited from $455,000 to $600,000. Figures were observed from August to November 2026.

## Where it is

Lake McCoy Oaks is in northeast Apopka, off Tanglewilde Street just east of N Park Avenue, by Lake McCoy. Oak Hill Reserve is off Lester Road just west of Vick Road, with Spring Ridge to the south and east and Vista Reserve to the west; its streets include Home Again Road. Oak Hill Reserve is not on Lake McCoy. Both have Apopka addresses in Orange County, and city-limits status was not verified for either.

## Homes and prices

Lake McCoy Oaks was built by various custom builders. Oak Hill Reserve was built by Ryland Homes, with a few homes as late as 2014.

Lake McCoy Oaks and Oak Hill Reserve, brokerage subdivision pages observed August to November 2026

|  | Lake McCoy Oaks | Oak Hill Reserve |
| --- | --- | --- |
| Built | 1976 to 1993 (a few to 2000) | 2005 to 2009 (a few to 2014) |
| Size | About 1,300 to 2,300 sq ft | About 2,000 to 4,400 sq ft |
| Active listings | $340,000 to $420,000 | $475,000 to $525,000 |
| Recent closed sales | $284,900 to $399,900 | $455,000 to $600,000 |
| Median | Not reported | $509,900 (5 closings, 12 months, data dated August 2026) or $483,700 (6 sales, second source) |
| HOA | None, per one source | About $73 to $84 a month |
| Amenities | Sidewalks only | Community pool, park, playground, sidewalks |

All of these are small samples. An aggregator shows a wider size range for Lake McCoy Oaks, 828 to 2,660 square feet.

## HOA, CDD and running costs

The cost structure differs sharply. Lake McCoy Oaks has no HOA and no community amenities. Oak Hill Reserve's dues are listing-reported at about $73 to $84 a month; confirm the exact amount with the association. CDD status is not verified for either.

Tax district depends on whether the parcel is inside city limits. The 2026 totals are 16.0079 mills in the City of Apopka and 15.9798 mills at the base unincorporated Orange County rate, a difference of about $10 a year on $350,000 of taxable value. Use the [property tax estimator](https://moorerealtyapopka.com/tools/property-tax/), and the mortgage calculator at [a Lake McCoy Oaks price](https://moorerealtyapopka.com/tools/mortgage-calculator/?price=340000) or [an Oak Hill Reserve price](https://moorerealtyapopka.com/tools/mortgage-calculator/?price=500000).

## Zoned schools

Listings report Dream Lake Elementary (B in 2025-26), Apopka Middle (B) and Apopka High (B) for Lake McCoy Oaks. For Oak Hill Reserve they report Wolf Lake Elementary (A), Wolf Lake Middle (A) or Apopka Middle (B), depending on the listing, and Apopka High (B). Grades are Florida DOE school grades for 2025-26. These zones are listing-reported, so confirm the address with the [OCPS attendance zone lookup](https://www.ocps.net/school-attendance-zone-maps).

## Getting around

Lake McCoy Oaks is reached from N Park Avenue; Oak Hill Reserve uses Lester Road and Vick Road. US 441 through downtown Apopka is the toll-free route to Orlando and Mount Dora, and SR 436 branches east from it toward Altamonte Springs and I-4. From Apopka City Hall, an off-peak drive to downtown Orlando measured 24 to 28 minutes in November 2026; peak-hour times were not measured. Compare both starting points in the [commute times tool](https://moorerealtyapopka.com/tools/commute-times/).

## What to check before you buy here

- In Lake McCoy Oaks, ask whether the lot has any right to use the lake. Lake access rights were not verified.
- In Lake McCoy Oaks, ask whether the home is on sewer or septic; this was not verified.
- Without an HOA, check the county or city code that applies and look at neighboring lots yourself; there is no association enforcing standards.
- For 1976-to-1993 homes, get the roof age, plumbing and electrical details and an insurance quote early. See the [insurance and inspections guide](https://moorerealtyapopka.com/guides/florida-home-insurance-inspections/).
- In Oak Hill Reserve, confirm the exact dues and whether the entrance is gated. One source says non-gated; an aggregator's tags include "gated".
- Near the lake, look up the flood zone on FEMA's Flood Map Service Center.
- Verify school zoning by address with OCPS.

## Questions about Lake McCoy

### Does Lake McCoy Oaks have an HOA?

No, according to one source. It also has no community amenities beyond sidewalks, and homes date from 1976 to 1993.

### Is Oak Hill Reserve on Lake McCoy?

No. Oak Hill Reserve is off Lester Road just west of Vick Road. Only Lake McCoy Oaks, off Tanglewilde Street near N Park Avenue, is by the lake.

### How much do homes cost in Oak Hill Reserve?

In November 2026 active listings ran $475,000 to $525,000 and recent closed sales were cited from $455,000 to $600,000. Two sources put the median at $509,900 and $483,700 on five and six sales.

### What are the HOA fees in Oak Hill Reserve?

Listings report about $73 to $84 a month. The subdivision has a community pool, a park, a playground and sidewalks.

Robert Moore of Moore Realty Group can check lake rights and sewer status for a Lake McCoy Oaks lot, or request the Oak Hill Reserve HOA documents.

[Ask Robert about Lake McCoy](https://moorerealtyapopka.com/contact/)[Compare communities](https://moorerealtyapopka.com/tools/neighborhood-match/)

Sources: [OCPS attendance zones](https://www.ocps.net/school-attendance-zone-maps), [Orange County Property Appraiser 2026 millage chart](https://ocpaimages.ocpafl.org/api/Content/GetContentDynamicFile?contentFileID=418587), [Orange County Utilities (septic to sewer)](https://ocfl.net/WaterGarbageRecycling/Septic2Sewer.aspx), [FEMA Flood Map Service Center](https://msc.fema.gov/portal/search). Prices, sizes, HOA figures and reported school zones are from brokerage subdivision pages observed August to November 2026. Checked November 2026.

Nearby

## Compare *with.*

[32703

### Lake Pleasant

Lake Pleasant Cove: 2007-2013 Maronda homes off Apopka Blvd, plus older plats with no HOA.$340K–$465K](https://moorerealtyapopka.com/neighborhoods/lake-pleasant/)[32703

### Clarcona

Unincorporated rural area south of Apopka with a county horse park and the West Orange Trail.$300K–$500K](https://moorerealtyapopka.com/neighborhoods/clarcona/)[32712

### Rock Springs Estates

About 63 Pulte homes from 2016-2019 off E Lester Road, 2,683 to 4,220 sq ft; no pool reported.$470K–$750K](https://moorerealtyapopka.com/neighborhoods/rock-springs-estates/)

[Lake McCoy vs Sagewood](https://moorerealtyapopka.com/compare/lake-mccoy-vs-sagewood/)[All comparisons](https://moorerealtyapopka.com/compare/)

Robert Moore, REALTOR® is the Broker/Owner of Moore Realty Group, Inc. in Apopka (Florida broker license BK3391152). He can pull the HOA documents and recent closed sales for any address in Lake McCoy. [Working with a Realtor in Apopka](https://moorerealtyapopka.com/apopka-real-estate-agent/) · [About Robert](https://moorerealtyapopka.com/about/)