# Buying new construction in Apopka: Kelly Park, builders, CDDs and impact fees > Where Apopka builders are selling in November 2026, base prices from $319,990, which communities carry a CDD, and about $20,807 in city impact fees. Source: https://moorerealtyapopka.com/guides/new-construction-in-apopka/ · Last updated 2026-11-11 · Robert Moore, Broker/Owner, Moore Realty Group, Inc. · 352-504-6371 - [Home](https://moorerealtyapopka.com/) - [Guides](https://moorerealtyapopka.com/guides/) - Buying new construction in Apopka: Kelly Park, builders, CDDs and impact fees Guide · New construction # Buying new construction in Apopka: *builders, CDDs and impact fees.* Most of Apopka's new homes are going up around the SR 429 interchange at Kelly Park Road and along Boy Scout Road in the southwest. This guide covers who is building, what the base price leaves out, and how to protect yourself in a contract the builder wrote. Checked November 12, 2026 Short answer In November 2026, builder base prices in Apopka ran from $319,990 for a townhome to about $600,000 and up for larger single-family plans. Four communities are confirmed inside a Community Development District, with reported assessments of roughly $906 to $2,487 a year in addition to property tax. Register your own broker on the first sales-office visit, read the builder's contract before you sign, and pay for independent inspections. ## Where the building is - The Kelly Park interchange (32712). [Crossroads at Kelly Park](https://moorerealtyapopka.com/neighborhoods/crossroads-at-kelly-park/) is a roughly 200-acre plan for 670 single-family homes and 630 multifamily units, under construction since 2023. [The Oaks at Kelly Park](https://moorerealtyapopka.com/neighborhoods/oaks-at-kelly-park/) has 317 homes planned. [Wyld Oaks](https://moorerealtyapopka.com/neighborhoods/wyld-oaks/), at the interchange, had its first 325 apartments under construction in October 2026; those are rentals. - The Ridge at Apopka (32703). A district along Boy Scout Road near SR 429 and SR 414, entitled for up to 683 homes. Buyers see the names [Bronson Peak](https://moorerealtyapopka.com/neighborhoods/bronson-peak/) and [Bronson's Ridge](https://moorerealtyapopka.com/neighborhoods/bronsons-ridge/). - Infill. [Eden Crest](https://moorerealtyapopka.com/neighborhoods/eden-crest/), [Meadowlark Landing](https://moorerealtyapopka.com/neighborhoods/meadowlark-landing/) and [Emerson Pointe](https://moorerealtyapopka.com/neighborhoods/emerson-pointe/) near SR 414 and SR 429, and [Wolf Lake Ranch](https://moorerealtyapopka.com/neighborhoods/wolf-lake-ranch/) near Ponkan Road. More is coming. Pulte's Ondich North (197 homes) and Ondich South (326 lots) were in city review in March 2026, and its 1,034-home Paulucci Acres plan on W Ponkan Road could start construction in late 2027 or early 2028. See [what is being built in Apopka](https://moorerealtyapopka.com/apopka-new-development/). ## Builders and base prices New-home communities in Apopka. Starting prices from builder websites and new-home listing pages, observed November 2026. | Community | Builder | Starting price | CDD | | --- | --- | --- | --- | | Crossroads at Kelly Park | D.R. Horton, Dream Finders Homes | From $379,990 | Yes | | The Oaks at Kelly Park | Toll Brothers | From $399,995; larger collections from $494,995 | Marketed as none; unconfirmed | | Bronson Peak | Toll Brothers | Townhomes from $389,000; single-family from $624,995 | Yes | | Bronson's Ridge | Lennar | Sold out at the builder | Yes | | Eden Crest | Hartizen Homes | Townhomes from $339,990; single-family from $474,990 | Builder states none | | Meadowlark Landing | Mattamy Homes | From $319,990 | Builder states none | | Wolf Lake Ranch | M/I Homes | From $599,990 | Builder states none | A base price is the smallest plan on the least expensive lot with included finishes. Lot premiums, structural options and design-center choices are added to it, so ask for the price sheet and the lot premium list before you compare communities. ## What a CDD is, and which communities have one A Community Development District is a special-purpose local government created under Chapter 190 of the Florida Statutes. It borrows to build roads, utilities, ponds and amenities, then repays the debt and funds upkeep by assessing each lot. The assessment appears on your property tax bill as a non-ad valorem line, separate from HOA dues. Confirmed inside a CDD as of November 2026: Crossroads at Kelly Park, and Bronson Peak and Bronson's Ridge within [The Ridge at Apopka](https://moorerealtyapopka.com/neighborhoods/ridge-at-apopka/). - Kelly Park CDD (Crossroads): reported at about $1,771 to $2,487 a year by phase and lot width. The fiscal year 2027 figure reported for a 52-foot lot in Phase 2A is $2,305.14, which is $192.10 a month. - The Ridge at Apopka CDD: reported fiscal year 2027 figures of about $906 for a townhome lot and $2,028 for a 55-foot single-family lot. These figures come from summaries of the districts' budgets, not the budgets themselves. Confirm the amount for a specific lot with the district and on the Orange County Tax Collector record. Trap: the payment on the sales sheet A sales-office payment estimate may leave out the CDD assessment, or show property tax on the lot alone. Ask for it in writing with CDD, HOA and a full-value tax figure, then check it with the [property tax estimator](https://moorerealtyapopka.com/tools/property-tax/). ## Impact fees: who really pays Impact fees are one-time charges on new construction for roads, parks, police and fire, utilities and schools. Builders normally fold them into the price. They matter because they set a floor under what a new home costs, and because you pay them directly if you build on your own lot. Transportation: $9,000Home of 1,501 to 2,499 sq ft Recreation, fire/EMS, police: $3,578$1,358 + $1,104 + $1,116, effective February 20, 2026 Water and sewer: $8,229$3,305 water without reclaimed service + $4,924 sewer City total: $20,807$9,000 + $3,578 + $8,229 Orange County school fee: $8,829 to $12,015By home size, in addition to city fees With the school fee, that is roughly $29,636 to $32,822 before meter and tap charges. The city figures were read through a fee aggregator updated November 9, 2026; confirm them with the City before budgeting a custom build. ## The builder's contract is not the FAR/BAR form Resale homes usually sell on the Florida Realtors/Florida Bar "As Is" contract, which gives a buyer 15 days to inspect and cancel if the blank is left empty, and a 30-day financing contingency. Builders use their own contracts. Do not assume those protections carry over. Find these terms in writing before you sign: - The deposit amount and the exact conditions under which it is refunded. - Whether there is a financing contingency, and what happens if your rate lock expires before completion. - The completion date language, and what the builder owes you if it slips. - Your right to bring an independent inspector, and at which stages. - Who pays for the owner's title policy. On a resale in Orange County the seller customarily pays; builders often shift it to the buyer. Our [guide to the As Is contract](https://moorerealtyapopka.com/guides/florida-as-is-contract-explained/) shows what the standard form gives you. Trap: the first visit Builders commonly require your broker to be registered on your first visit to the sales office, or with your first online inquiry. If you tour alone and register later, the builder may decline to recognize your broker. Call Robert before you walk in, even if you are only looking. ## Incentives and the preferred lender Builder incentives are commonly tied to using the builder's affiliated lender and title company. A rate buydown or closing-cost credit can be worth real money, but compare it properly: get a Loan Estimate from the builder's lender and from an outside lender on the same day, and compare rate, points, fees and cash to close. Freddie Mac's average 30-year fixed rate was 7.18% for the week of November 5, 2026. Then ask whether the incentive is larger than the lot premium and options markup you are paying, and in a CDD community, weigh it against an assessment you will pay every year. Run both versions in the [mortgage calculator](https://moorerealtyapopka.com/tools/mortgage-calculator/). ## Three inspections worth paying for Municipal inspectors check code compliance, not workmanship, and they do not work for you. Hire a licensed home inspector three times. - ### Pre-drywall After framing, plumbing, electrical and ductwork are in, and before insulation and drywall cover them. - ### Final, before your walk-through Roof, attic, HVAC, plumbing, electrical, windows, grading and drainage. Get repair commitments in writing before closing, and ask for a wind mitigation report for your insurer. - ### Eleventh month Most builders warrant workmanship for about the first year; read yours for the exact term. A month-eleven inspection produces a punch list while the builder still has to fix it. ## The first full tax bill Florida assesses property as of January 1 and bills in arrears. If your home was not finished on January 1, that year's bill is based mostly on the lot. The next bill is based on the finished home and is much larger, and your escrow payment rises with it. Estimate the real number now. Take a $450,000 home inside Apopka city limits, valued at the purchase price, at the 2026 final millage of 16.0079: - No homestead: $450,000 × 16.0079 ÷ 1,000 = $7,203.56 a year. - Homestead, 2026 rules: $425,000 at 6.3430 school mills ($2,695.78) plus $398,589 at 9.6649 non-school mills ($3,852.32) = $6,548.10. - With a CDD: $6,548.10 + $2,305.14 = $8,853.24, about $738 a month before insurance. Voters approved Amendment 3 on November 3, 2026 at about 62% (unofficial until certified, implementing legislation pending). It would raise the non-school homestead exemption to $150,000 in 2027 ($50,000 at first for anyone who becomes a Florida resident after 2026), so homesteaded bills should come in lower than this; treat that as an estimate. To qualify for 2027 you must own and occupy by January 1, 2027 and file by March 1. See the [homestead guide](https://moorerealtyapopka.com/guides/florida-homestead-exemption-amendment-3/). Trap: the lot's tax bill Never budget from the tax shown for a lot or a model home. After a sale, assessed value resets to market value the following January 1. ## Road projects and their target dates Road projects near Apopka's new-home areas, from the City of Apopka, CFX and local news as of October and November 2026. Target dates can slip. | Project | What | Target | | --- | --- | --- | | W Kelly Park Road | About 1.5 miles widened to four lanes | Notice to begin March 18, 2026; completion targeted for Thanksgiving 2027. A funding shortfall was still being negotiated in October 2026. | | Ocoee-Apopka Road | Nearly 2 miles, two lanes to four | Construction programmed 2027 and 2028; could be complete by 2030 | | SR 414 Expressway Extension | 3.7 miles of toll lanes above Maitland Boulevard, US 441 to I-4 | Construction early 2028; completion estimated 2031 | | SR 429, West Road to SR 414 | Four lanes to six | Under construction; no firm completion date published | Near Kelly Park Road, expect construction traffic through at least late 2027. Test your drive with the [commute tool](https://moorerealtyapopka.com/tools/commute-times/). ## Questions buyers ask ### Do I need my own broker to buy from a builder in Apopka? It is not required. The on-site sales consultant works for the builder. Your own broker can compare communities, pull closed-sale data, go through the contract terms with you and track the build. ### Which new Apopka communities have a CDD? Confirmed as of November 2026: Crossroads at Kelly Park, Bronson Peak and Bronson's Ridge. The Oaks at Kelly Park, Eden Crest, Meadowlark Landing and Wolf Lake Ranch are marketed or reported as having none. Check the tax record for the lot. ### How much are impact fees on a new house in Apopka? About $20,807 in City of Apopka fees for a 1,501 to 2,499 square foot home without reclaimed water service, plus an Orange County school impact fee of $8,829 to $12,015. Builders normally include them in the price. ### Do I have to use the builder's lender? No. Incentives are commonly conditioned on it, so compare two Loan Estimates dated the same day and choose the lower total cost over the years you expect to own the home. ### Is an inspection worth it on a brand-new home? Yes. A pre-drywall, a final and an eleventh-month inspection each catch different problems while the builder is still responsible for them. This guide is general information, not legal, tax, lending or insurance advice. Prices, fees and schedules change; confirm each figure with the builder, the City, the County and your lender. [Estimate the full tax bill](https://moorerealtyapopka.com/tools/property-tax/) [Run the payment](https://moorerealtyapopka.com/tools/mortgage-calculator/?price=430000) [Call Robert before your first visit](https://moorerealtyapopka.com/contact/) Sources: [D.R. Horton](https://www.drhorton.com/florida/orange-county/apopka), [Dream Finders Homes](https://dreamfindershomes.com/new-homes/fl/apopka/crossroads-at-kelly-park/), [Toll Brothers](https://www.tollbrothers.com/luxury-homes-for-sale/Florida/The-Oaks-at-Kelly-Park), [City of Apopka impact fees](https://www.apopka.gov/854/Impact-Fees), [Orange County Property Appraiser 2026 millage](https://ocpaimages.ocpafl.org/api/Content/GetContentDynamicFile?contentFileID=418587), [The Apopka Chief](https://theapopkachief.com/apopka-issues-notice-to-begin-kelly-park-road-widening-project/), [Central Florida Expressway Authority](https://www.cfxway.com/sr414expresswayextension/), [Florida Realtors/Florida Bar AS IS contract](https://www.floridarealtors.org/sites/default/files/2024-12/AS%20IS%20Residential%20Contract%20for%20Sale%20and%20Purchase%20%28FloridaRealtors-FloridaBar-ASIS-7%29%20Redline%20%281%29.pdf). Checked November 2026. Robert Moore, REALTOR® is the Broker/Owner of Moore Realty Group, Inc. in Apopka (Florida broker license BK3391152). Questions about anything in this guide? Call or text 352-504-6371. [Apopka real estate broker](https://moorerealtyapopka.com/apopka-real-estate-agent/) · [About Robert](https://moorerealtyapopka.com/about/)