{
 "asof": "October 2026",
 "updated": "2026-11-11",
 "median_sale": 399492,
 "median_sale_yoy": -0.77,
 "median_sale_source": "Redfin",
 "homes_sold": 291,
 "homes_sold_prior_year": 348,
 "homes_sold_yoy": -16.4,
 "dom": 73,
 "dom_prior_year": 56,
 "sale_to_list": 98.3,
 "sold_above_list": 12.7,
 "price_drops": 41.3,
 "ppsf": 205,
 "ppsf_yoy": -0.97,
 "ppsf_asof": "October 2026",
 "ppsf_source": "Redfin",
 "median_list": 428375,
 "median_list_yoy": -3.19,
 "median_list_source": "Realtor.com",
 "list_ppsf": 214,
 "active_listings": 890,
 "active_listings_yoy": 1.78,
 "active_listings_source": "Realtor.com",
 "median_rent": 2250,
 "median_rent_yoy": -1.32,
 "median_rent_source": "Realtor.com",
 "zips": [
  {"zip": "32703", "median_sale": 367846, "yoy": -0.58, "homes_sold": 188, "homes_sold_yoy": -18.9, "dom": 69, "dom_prior_year": 51, "sale_to_list": 98.2, "sold_above_list": 13.7, "price_drops": 42.8, "ppsf": 209, "ppsf_yoy": 0.5, "median_list": 399235, "list_ppsf": 217, "median_rent": 2264, "source": "Redfin (sales); Realtor.com (list price, rent)", "asof": "October 2026"},
  {"zip": "32712", "median_sale": 456756, "yoy": 5.5, "homes_sold": 225, "homes_sold_yoy": -2.6, "dom": 70, "dom_prior_year": 57, "sale_to_list": 98.3, "sold_above_list": 13.2, "price_drops": 40.4, "ppsf": 200, "ppsf_yoy": -3.8, "median_list": 456200, "list_ppsf": 212, "median_rent": 2215, "source": "Redfin (sales); Realtor.com (list price, rent)", "asof": "October 2026"}
 ],
 "compare": [
  {"area": "Apopka", "median_sale": 399492, "yoy": -0.77, "homes_sold": 291, "dom": 73, "ppsf": 205, "source": "Redfin", "asof": "October 2026"},
  {"area": "Orange County", "median_sale": 435037, "yoy": -1.9, "homes_sold": 1191, "dom": 70, "ppsf": 239, "source": "Redfin", "asof": "October 2026"},
  {"area": "Orlando area (ORRA)", "median_sale": 399610, "median_sale_prior_year": 402319, "homes_sold": 2325, "dom": 66, "dom_basis": "average", "source": "Orlando Regional REALTOR Association", "asof": "September 2026"}
 ],
 "other_sources": [
  {"name": "Realtor.com", "median_sold": 405495, "median_sold_yoy": 3.57, "dom": 64, "sale_to_list": 100, "market_label": "balanced market", "asof": "October 2026"},
  {"name": "Zillow", "typical_home_value": 394805, "typical_home_value_yoy": -0.3, "typical_home_value_asof": "2026-09-30", "median_sale": 394833, "median_sale_asof": "2026-08-31", "days_to_pending": 38, "days_to_pending_asof": "2026-10-31", "for_sale_inventory": 469, "for_sale_inventory_asof": "2026-09-30", "sale_to_list": 99.4, "sale_to_list_asof": "2026-08-31"}
 ],
 "mortgage_rate_30yr": 7.18,
 "mortgage_rate_asof": "2026-11-05",
 "mortgage_rate_source": "Freddie Mac Primary Mortgage Market Survey",
 "payment_example": {"price": 399492, "down_pct": 10, "down": 39949.2, "loan": 359542.8, "rate": 7.18, "term_years": 30, "principal_and_interest": 2435.67, "excludes": "property tax, homeowners insurance, mortgage insurance, HOA and CDD"},
 "appreciation_orlando_metro": {"one_year": 0.8, "three_year_annualized": 3.0, "five_year_annualized": 7.8, "ten_year_annualized": 8.2, "through": "2026 Q2", "source": "FHFA All-Transactions House Price Index, Orlando-Kissimmee-Sanford MSA"},
 "population": 65552,
 "population_asof": "July 1, 2025",
 "median_household_income": 96884,
 "median_household_income_asof": "ACS 2020-2024",
 "owner_occupancy": 77.7,
 "owner_occupancy_asof": "ACS 2020-2024",
 "notes": [
  "Sources disagree on year-over-year direction: Redfin shows the median sale price down 0.77%, Realtor.com shows its median sold price ($405,495) up 3.57%. They use different windows and boundaries.",
  "Redfin's own page conflicts with itself: the chart shows $399,492 (down 0.77%); its meta description says $405K (down 6.7%). This file uses the chart values.",
  "Redfin's page text describes its figures as covering the three months ending October 2026.",
  "ZIP sold counts (188 + 225) exceed the city count (291) because ZIP codes extend past city limits and windows differ.",
  "Active listings (890) are from Realtor.com; Zillow shows 469 homes for sale on a different boundary and listing definition.",
  "No source publishes months of inventory for Apopka alone, so none is given here.",
  "The Orlando-area row is the Orlando Regional REALTOR Association report for September 2026; the October report was not posted when checked on 2026-11-11. Its days-on-market figure is an average, not a median.",
  "Appreciation is for the Orlando metro, not Apopka. Payment example is principal and interest only."
 ],
 "sources": [
  {"name": "Redfin Apopka housing market", "url": "https://www.redfin.com/city/441/FL/Apopka/housing-market"},
  {"name": "Redfin 32703 housing market", "url": "https://www.redfin.com/zipcode/32703/housing-market"},
  {"name": "Redfin 32712 housing market", "url": "https://www.redfin.com/zipcode/32712/housing-market"},
  {"name": "Redfin Orange County housing market", "url": "https://www.redfin.com/county/484/FL/Orange-County/housing-market"},
  {"name": "Realtor.com Apopka market", "url": "https://www.realtor.com/local/market/florida/orange-county/apopka"},
  {"name": "Zillow Apopka home values", "url": "https://www.zillow.com/home-values/50741/apopka-fl/"},
  {"name": "Orlando Regional REALTOR Association housing market narrative", "url": "https://www.orlandorealtors.org/housingmarketnarrative"},
  {"name": "Freddie Mac Primary Mortgage Market Survey, November 5, 2026", "url": "https://freddiemac.gcs-web.com/news-releases/news-release-details/mortgage-rates-decline-third-consecutive-week-718"},
  {"name": "FHFA All-Transactions House Price Index, Orlando metro (FRED)", "url": "https://fred.stlouisfed.org/series/ATNHPIUS36740Q"},
  {"name": "U.S. Census Bureau QuickFacts, Apopka city", "url": "https://www.census.gov/quickfacts/fact/table/apopkacityflorida/PST045225"}
 ]
}