# Apopka market update

> Week of November 12, 2026: the 30-year mortgage rate is 7.11%, with median list prices, homes for sale and the monthly payment for Apopka ZIP codes 32703, 32712 and 32798.

Source: https://moorerealtyapopka.com/apopka-market-update/ · Last updated 2026-11-12 · Robert Moore, Broker/Owner, Moore Realty Group, Inc. · 352-504-6371

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Updated weekly · Apopka, Florida

# This week's *market.*

Freddie Mac reports the average 30-year fixed mortgage rate was 7.11% for the week of November 12, 2026. That is down 0.07 percentage points from 7.18% the week before, compared with 6.24% a year earlier. The 15-year average rate was 6.45%.Week of November 12, 2026

30-year fixed: 7.11%Week of November 12, 2026

Change on the week: Down 0.077.18% the week before

A year ago: 6.24%Week of November 13, 2025

15-year fixed: 6.45%

Short answer

The average 30-year fixed mortgage rate is 7.11% for the week of November 12, 2026, down 0.07 points on the week before, according to Freddie Mac. The median list price in 32703 was $399,000 in October 2026. The median list price in 32712 was $460,988 in October 2026. The median list price in 32798 was $392,000 in October 2026.

## By ZIP code

Apopka-area ZIP codes: listing figures and this week's payment

| ZIP | Median list price | Homes for sale | Median days on market | Monthly payment |
| --- | --- | --- | --- | --- |
| [32703](https://moorerealtyapopka.com/apopka-market-update/32703/)South and central Apopka | $399,000+1.0% on a year earlier | 196+20.2% | 58 | $2,147down $15 on last week |
| [32712](https://moorerealtyapopka.com/apopka-market-update/32712/)North Apopka | $460,988-5.0% on a year earlier | 215-15.5% | 62 | $2,481down $17 on last week |
| [32798](https://moorerealtyapopka.com/apopka-market-update/32798/)Zellwood | $392,000-5.5% on a year earlier | 14Unchanged | 49 | $2,110down $14 on last week |

## Mortgage rates, week by week

Average fixed mortgage rates, last eight weeks (Freddie Mac)

| Week of | 30-year | 15-year |
| --- | --- | --- |
| November 12, 2026 | 7.11% | 6.45% |
| November 5, 2026 | 7.18% | 6.57% |
| October 29, 2026 | 7.24% | 6.60% |
| October 22, 2026 | 7.32% | 6.68% |
| October 15, 2026 | 7.40% | 6.71% |
| October 8, 2026 | 7.40% | 6.73% |
| October 1, 2026 | 7.28% | 6.60% |
| September 24, 2026 | 7.03% | 6.42% |

Rates: Freddie Mac Primary Mortgage Market Survey, published on Thursdays. Listing figures: Realtor.com residential listing data, published monthly, so they change once a month. Payments are principal and interest only, on the median list price with 20% down at the 30-year average; property tax, insurance and HOA dues are extra. This page is refreshed every week.

For closed-sale prices and the full monthly tables, see the [Apopka housing market report](https://moorerealtyapopka.com/apopka-housing-market/). To run your own numbers, use the [mortgage calculator](https://moorerealtyapopka.com/tools/mortgage-calculator/) or the [affordability calculator](https://moorerealtyapopka.com/tools/affordability/). For what is on in town, see [this week in Apopka](https://moorerealtyapopka.com/apopka-events/). For Orlando ZIP codes, see the [Orlando market update](https://moorerealtyapopka.com/orlando-market-update/).

### What is the mortgage rate this week?

The average 30-year fixed mortgage rate is 7.11% for the week of November 12, 2026, down 0.07 points on the week before, according to Freddie Mac. The 15-year average is 6.45%. A year ago the 30-year average was 6.24%.

### How often is this page updated?

Every week. Freddie Mac publishes the rate survey on Thursdays. Realtor.com publishes ZIP-code listing figures once a month, so those change monthly.

### Is the monthly payment the full cost?

No. It is principal and interest only, with 20% down. Property tax, homeowners insurance and any HOA or CDD charges are added on top, and they vary by address.