# Apopka housing market report

> Apopka's median sale price was $399,492 in October 2026, down 0.77% in a year, with a median 73 days on market. Prices by ZIP code, payment math at 7.18%, and where the data sources disagree.

Source: https://moorerealtyapopka.com/apopka-housing-market/ · Last updated 2026-11-12 · Robert Moore, Broker/Owner, Moore Realty Group, Inc. · 352-504-6371

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- Apopka housing market report

Apopka, Florida

# Apopka housing *market report.*

The November 2026 edition, built on October 2026 sales, the latest full month the data providers have published. Checked November 12, 2026

Short answer

In October 2026 the median sale price in Apopka was $399,492, down 0.77% from a year earlier, and the median home took 73 days to sell (Redfin). Homes closed at 98.3% of list price, 291 sold, and Realtor.com counted 890 active listings at a median asking price of $428,375.

Median sale price: $399,492Redfin, October 2026

Change in a year: Down 0.77%Redfin. Realtor.com shows up 3.57%.

Days on market: 73Median. It was 56 a year earlier.

Sale-to-list ratio: 98.3%12.7% sold above list

Homes sold: 291Down 16.4% from 348

Price per sq ft: $205Redfin, down 0.97%

Active listings: 890Realtor.com, up 1.78%

Median rent: $2,250Realtor.com, down 1.32%

## Apopka by ZIP code

The two ZIP codes moved in opposite directions. North Apopka (32712) rose 5.5% in a year. South and central Apopka (32703) slipped 0.58%.

Apopka city, 32703 and 32712, October 2026. Sales data from Redfin; median list price from Realtor.com

| Measure | Apopka | 32703 | 32712 |
| --- | --- | --- | --- |
| Median sale price | $399,492 | $367,846 | $456,756 |
| Change in a year | Down 0.77% | Down 0.58% | Up 5.5% |
| Homes sold | 291 | 188 | 225 |
| Median days on market | 73 | 69 | 70 |
| Sale-to-list ratio | 98.3% | 98.2% | 98.3% |
| Listings with a price cut | 41.3% | 42.8% | 40.4% |
| Sale price per sq ft | $205 | $209 | $200 |
| Median list price | $428,375 | $399,235 | $456,200 |

The ZIP counts add up to more than the city total because ZIP codes extend past the city limits.

## Apopka against Orange County and the Orlando area

Apopka, Orange County and the Orlando area. Redfin for October 2026; Orlando Regional REALTOR Association (ORRA) for September 2026

| Area | Median sale price | A year earlier | Homes sold | Days on market | Source and month |
| --- | --- | --- | --- | --- | --- |
| Apopka | $399,492 | Down 0.77% | 291 | 73 (median) | Redfin, October 2026 |
| Orange County | $435,037 | Down 1.9% | 1,191 | 70 (median) | Redfin, October 2026 |
| Orlando area | $399,610 | Was $402,319 | 2,325 | 66 (average) | ORRA, September 2026 |

Apopka's median sat $35,545 below the county's. ORRA's October report had not been posted when this edition was checked.

## What this means for buyers

- There is room to negotiate, on average. A 98.3% sale-to-list ratio means the typical home closed about 1.7% under its last list price. At the median, that is roughly $6,900.
- Most homes did not get bid up. Only 12.7% sold above list, and 41.3% of listings took a price cut first.
- You have more time. The median home took 73 days to sell, 17 days longer than a year earlier.
- The ZIP code matters. The median in 32712 was $88,910 higher than in 32703.

See what your number reaches in [what your budget buys](https://moorerealtyapopka.com/tools/what-your-budget-buys/).

## What this means for sellers

- The opening price carries the weight. 41.3% of listings cut their price before selling, and the median home took 73 days.
- Fewer buyers closed. Sales fell from 348 to 291 in a year, a 16.4% drop, while active listings rose 1.78% (Realtor.com).
- Asking prices run ahead of closings. The median list price was $428,375 against a $399,492 median sale. Those are different sources and different sets of homes, so read it as a signal, not a discount.

Start with a price range from the [home value tool](https://moorerealtyapopka.com/tools/home-value/), then run your proceeds in the [seller net sheet](https://moorerealtyapopka.com/tools/seller-net-sheet/). Robert can pull the closed sales on your street, which matter more than any citywide median.

## Where sources disagree

The three big data sites do not agree on Apopka, and one of them does not agree with itself.

- Direction of prices. Redfin shows the median sale price down 0.77% in a year. Realtor.com shows its median sold price, $405,495, up 3.57%. Zillow's typical home value was $394,805 on September 30, 2026, down 0.3%.
- Redfin against Redfin. Its chart reads $399,492, down 0.77%. Its page description reads $405K, down 6.7%. This report uses the chart.
- Speed. Redfin reports a median 73 days on market and Realtor.com 64. Zillow reports 38 median days to pending, which stops the clock at the accepted contract.
- Sale-to-list. Redfin 98.3%, Zillow 99.4% (August 2026), Realtor.com 100%.
- Inventory. Realtor.com counts 890 active listings. Zillow counts 469 homes for sale.

The sites use different boundaries, time windows and listing definitions. All three price measures land within about $10,700 of each other, so the level is clear even where the direction is not.

## Mortgage rates and the payment at the median

Freddie Mac's 30-year fixed average was 7.18% for the week of November 5, 2026, down from 7.24% the week before and up from 6.22% a year earlier. Here is the principal and interest payment on a median-priced Apopka home with 10% down:

- Price: $399,492. Down payment at 10%: $39,949.20. Loan: $359,542.80.
- Monthly rate: 7.18% ÷ 12 = 0.598333%. Payments: 360.
- Payment = loan × rate ÷ (1 - (1 + rate)^-360). Here (1.00598333)^360 = 8.564121, so the divisor is 1 - 1 ÷ 8.564121 = 0.883233.
- $359,542.80 × 0.00598333 = $2,151.26, and $2,151.26 ÷ 0.883233 = $2,435.67 a month.

At last year's 6.22% the same loan would cost $2,206.76, so the rate change alone adds about $229 a month. The figure leaves out property tax, homeowners insurance, mortgage insurance and any HOA or CDD. Add them in the [mortgage calculator](https://moorerealtyapopka.com/tools/mortgage-calculator/?price=399492).

## Long-run appreciation

The Federal Housing Finance Agency's index for the Orlando metro rose 0.8% in the year to the second quarter of 2026. Annualized, it rose 7.8% a year over five years and 8.2% a year over ten. Those longer averages include the 2021 and 2022 surge, and the index covers the whole metro, not Apopka alone.

## Why there is no months-of-inventory number here

No source publishes months of supply for Apopka by itself. You can divide one site's active listings by another site's monthly sales, but the two use different boundaries, so the result is not solid enough to print as a fact. For the wider Orlando area, ORRA's September 2026 report gives 5.3 months in its headline and 5.6 in its inventory section, and it treats six months as a balanced market.

## Method and update schedule

Sale prices, days on market, sale-to-list and sales counts come from Redfin's Apopka, ZIP code and Orange County pages. Redfin labels the period October 2026, and its page text describes a three-month window ending that month. List prices, active listings and rent come from Realtor.com. The Orlando-area row is ORRA's monthly report. Each figure is quoted with its own source and month and none are blended.

This report is updated monthly; this edition November 12, 2026. The same data is available as JSON at [/data/market.json](https://moorerealtyapopka.com/data/market.json).

## Market questions

### Is Apopka a buyer's or seller's market?

Neither label fits cleanly. Realtor.com calls Apopka a balanced market and Redfin scores it 44 out of 100, "somewhat competitive" (October 2026). Compared with a year ago the numbers favor buyers more: 73 days on market against 56, a 98.3% sale-to-list ratio, and price cuts on 41.3% of listings.

### Are home prices dropping in Apopka?

Slightly by one measure and not by another. Redfin shows the median sale price at $399,492 in October 2026, down 0.77% in a year, while Realtor.com shows its median sold price up 3.57% at $405,495. By ZIP code, 32703 was down 0.58% and 32712 was up 5.5% (Redfin).

### How long do homes take to sell in Apopka?

A median of 73 days in October 2026, up from 56 days a year earlier, according to Redfin. Realtor.com reports 64 days. Zillow's 38-day figure counts only the time to an accepted contract.

### What is the median home price in 32712?

$456,756 in October 2026, up 5.5% from a year earlier, on 225 sales (Redfin). Realtor.com's median list price for the ZIP code was $456,200. The [neighborhood guides](https://moorerealtyapopka.com/neighborhoods/) break 32712 down by community.

### What is rent in Apopka?

The median asking rent was $2,250 a month in October 2026, down 1.32% in a year, across 412 rental listings (Realtor.com). Zillow's average on November 8, 2026 was $2,195, with three-bedroom homes at about $2,200. Compare renting with owning in the [rent vs buy calculator](https://moorerealtyapopka.com/tools/rent-vs-buy/).

[Estimate a home's value](https://moorerealtyapopka.com/tools/home-value/)[Seller net sheet](https://moorerealtyapopka.com/tools/seller-net-sheet/)[What your budget buys](https://moorerealtyapopka.com/tools/what-your-budget-buys/)

Sources: [Redfin Apopka housing market](https://www.redfin.com/city/441/FL/Apopka/housing-market), [Realtor.com Apopka market](https://www.realtor.com/local/market/florida/orange-county/apopka), [Zillow Apopka home values](https://www.zillow.com/home-values/50741/apopka-fl/), [Redfin Orange County](https://www.redfin.com/county/484/FL/Orange-County/housing-market), [Orlando Regional REALTOR Association](https://www.orlandorealtors.org/housingmarketnarrative), [Freddie Mac](https://freddiemac.gcs-web.com/news-releases/news-release-details/mortgage-rates-decline-third-consecutive-week-718), [FHFA house price index via FRED](https://fred.stlouisfed.org/series/ATNHPIUS36740Q). Checked November 2026.